Terms of Service

Last updated: September 2026

1. About this site

This website belongs to The Balance Co., an accounting and financial consulting firm based in Panama City, Republic of Panama. By using the site you accept these terms.

2. Informational content, not advice

The site's content — including the tax news section, FAQ and service descriptions — is for general information purposes. It does not constitute accounting, tax or legal advice for your particular case, and does not create a professional relationship between you and The Balance Co. Formal advice is provided only after a service agreement and analysis of your specific situation by our team.

3. Accuracy of information

We strive to keep the site's information current, including tax deadlines and regulatory references. However, the rules and calendars of Panamanian authorities (DGI, CSS and others) may change. Before making decisions, confirm deadlines through official channels or consult us directly.

4. Inquiries and quotes

The free initial consultation is a no-obligation orientation conversation. The scope, timelines and fees of any service are set out in writing in the corresponding proposal. No estimate published on the site or communicated preliminarily constitutes a binding offer.

5. Acceptable use

You agree not to use the site or its forms to send unlawful, malicious or unrelated content, nor to attempt to compromise its security.

6. Intellectual property

The name The Balance Co., the logo, the texts and the site design are property of the firm. They may not be reproduced for commercial purposes without written authorization.

7. Limitation of liability

To the maximum extent permitted by law, The Balance Co. shall not be liable for decisions made based on the site's informational content without formal engagement, nor for interruptions or technical errors beyond our control.

8. Privacy

The handling of the data you provide is described in our Privacy Policy.

9. Governing law

These terms are governed by the laws of the Republic of Panama. Any dispute shall be submitted to the competent courts of Panama City.

10. Contact

Questions about these terms: info@thebalanceco.net · WhatsApp +507 6696-9096.